Checking Accounts & Related Services

Your passion is providing for the future. At Vista Bank, our passion is providing for you. Our business checking accounts have been customized to accommodate your business needs.

If you need to speak with someone regarding our business checking accounts please call the branch location nearest you.We have branches in Abernathy, Crosbyton, Hale Center, Idalou, Lorenzo, Lubbock, Petersburg, Plainview, and Ralls.

Please note, the information you provide will need to be verified in one of our branches before the account can be approved and opened.

View Business Checking

Account Features & Requirements

  • Minimum deposit to open: $100
  • May be interest bearing; see Interest Option below
  • No minimum balance requirement
  • Up to 100 checks paid per month, $.10 fee per check after 100*
  • Unlimited deposits, unlimited deposited items*
  • E-statements including check images required

Horizon Business Checking

Account Features & Requirements

  • Minimum deposit to open: $100
  • May be interest bearing: see Interest Option below
  • Minimum balance to avoid $10 monthly maintenance fee: $1,000
  • Up to 150 checks paid per month, $0.25 fee per check after 150*
  • Unlimited deposits, unlimited deposited items*
  • E-statements available including check images

Interest Option

Account Features & Requirements

  • Open to sole proprietors and non-profit corporations & organizations
  • Minimum deposit to open: $1,000
  • Interest rate is variable, paid monthly
  • Minimum balance to avoid $10 monthly maintenance fee: $1,500

Outlook Business Analysis Checking

Account Features & Requirements

  • Apply Minimum deposit to open: $100
  • Contact the branch location nearest you for a list of services and fees
  • Earnings credit on collected balance to offset monthly fees
  • Accounts can be combined for analysis
  • Analysis statement provided monthly

Money Market Business Checking

Account Features & Requirements

  • Minimum deposit to open: $2,500
  • Interest rate is variable, paid monthly. Contact the branch location nearest you for current rates. Rates are tiered (higher balances earn higher rates)
  • Minimum balance to avoid $10 monthly maintenance fee: $2,500
  • Some transaction limitations apply.1
  • Unlimited deposits
  • Unlimited deposited items

Related Services

  • Free Online Banking
  • Free Business Check/Debit Card
  • Free E-statements
  • Remote Deposit Capture
  • Treasury Management
  • ACH Debits (customer collections)
  • ACH Credits (vendor payments and/or payroll)
  • Wire Transfers

*Accounts with large volumes of activity are subject to account analysis

1.Refer to Deposit Account Agreement or Fee Schedule.