Savings, CDs, IRA’s

We offer several products to help you save for your future. So whether you are saving for a vacation, college, or a rainy day, we have a savings account to fit your needs.

If you need to speak with someone regarding our savings accounts please call the branch location nearest you. We have locations in Abernathy, Crosbyton, Hale Center, Idalou, Lorenzo, Lubbock, Petersburg, Plainview, and Ralls.

Please note, the personal information provided will need to be verified and approved at one of our branch locations prior to opening an account.

Vista Savings ∙ View Form

Account Features & Requirements

  • Interest bearing account; paid quarterly
  • .25% per annum interest rate discount on consumer loans1
  • $100 minimum to open; $5 minimum balance fee applies per each statement cycle that balance falls below $300
  • Some transaction limitations apply4

Student Savings ∙ View Form

Account Features & Requirements

  • Interest bearing account; paid quarterly
  • .25% per annum interest rate discount on consumer loans1
  • Must be full time student
  • $25 minimum to open; $3 minimum balance fee applies per each statement cycle that balance falls below $25
  • Some transaction limitations apply4

Certificates of Deposits & IRAs ∙ View Form

Account Features & Requirements

  • $1000.00 minimum to open
  • Terms from 1 month to 4 years
  • Subject to penalty upon early withdrawal

FlexStar Certificate of Deposit ∙ View Form

Account Features & Requirements

  • $1000.00 minimum to open
  • 18 month terms
  • Allows one rate bump during each term
  • Ability to make partial withdrawals without penalty
  • Ability to make additional deposits during the term
  • Restrictions may apply

1.) Interest rate discounted if loan is paid by automatic draft.
2.) If all requirements pertaining to that account are met.
3.) Subject to approval.
4.) Refer to Deposit Account Agreement or Fee Schedule.