Make Your Move to 2.49% APY*

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Free online &
mobile banking
Free eStatements icon
Free eStatements

Interest Rate

Balance Requirement to Acquire Desired Interest Rate Interest Rate Annual Percentage Yield
Amounts up to $30,000 may earn 2.46% 2.49%
Amounts in excess of the first $30,000 may earn 0.25% 0.25%


  • $100 minimum to open
  • To earn higher rate and avoid $4.99 monthly fee you must:
    • Have 2 minimum direct deposit or ACH transactions;
    • Have 30 minimum debit card transactions per month;
    • And receive eStatements.

Account Features and Benefits

  • Free checks, money orders, and cashier’s checks
  • BaZing Benefits: Save on travel, dining, recreation and prescriptions.
  • ATM fees refunded nationwide, up to $25 (if all requirements pertaining to this account are met)
  • Refund foreign ATM fees (max $25 monthly)
  • Free Online Banking
  • Free Online Bill Pay
  • Free eStatements
  • Free debit card
  • Free checks
  • Free Mobile Banking
Vista Powered by Bazing
VistaSmart Checking accounts are powered by BaZing. By downloading the free app you’ll have immediate access to the following cash saving features:
  • Special deals for local shopping & entertainment
  • 24/7 roadside assistance
  • A turn-by-turn navigation system to find participating retailers
  • Health savings
  • Cell phone protection1
  • Plus, a savings calculator that shows the money you save
1. Cell phone protection and personal identity protection are subject to additional terms and conditions.

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