Individual Retirement Account (IRA)
IRAs remain one of the best types of personal banking products for retirement savings. At Vista Bank, we provide you with simple, user-friendly tools to secure your financial future.
Individual Retirement Accounts (IRAs) are a tax-advantaged savings vehicle for retirement. Additionally, funds are transferable, easy to set up, easy to maintain, and you don’t need permission to use your money.
Planning for retirement seems like a complicated task. But we’ve made these accounts simple. We have several types of retirement accounts including: Traditional, Roths, and SEPs.
We would be honored to assist you with any questions you may have concerning contribution limits, deduction limits, rollovers, and more. Our retirement accounts have been customized for simplicity.
If you’d like to speak with someone regarding retirement options, please call the branch location nearest you. We have branches in Abernathy, Crosbyton, Hale Center, Idalou, Lorenzo, Lubbock, Petersburg, Plainview, and Ralls.
Account Features & Requirements
- $1000.00 minimum to open
- Subject to penalty upon early withdrawal
- Traditional IRAs allow some contribution deductions
- Roth IRA contributions are non-deductible
For more information about investing in an IRAs, please contact any of our convenient locations where we are happy to assist you.