Vista Checking 1.49% APY*

High interest checking with no monthly fee.

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Free online & mobile banking

Free eStatements

Free Telebanking





Looking to earn more interest? Vista Checking is for you.

Vista Checking is for anyone looking to capitalize on higher balances from personal checking accounts. It has all the liquidity of a standard checking account with no monthly minimum balance. Plus, it pays at a higher rate than a traditional money market.

There are no minimum balance requirements and no monthly fee. And you'll get a .25% per annum interest rate discount on consumer loans.**

APY as of May 10, 2022

**The following requirements below will need to be met in each calendar month in order to receive 1.49% APY on balances up to $30,000.  Balances in excess of $30,000 receive .25% APY. If requirements are not met, account will earn .05% APY. APY is Annual Percentage Yield and it is subject to change without notice. Fees may reduce the earnings on the account. P2P transactions do not count toward the minimum monthly transactions.  Account is for consumers only.
**Discount available if auto-draft is set up on consumer loan

Interest Rate

Interest Rate Chart

APY is as of April 1, 2020


  • 15 debit card transactions of $5 or more

  • $500.00 Minimum Aggregate ACH / Direct Deposit

  • eStatement


Account Features and Benefits

  • No monthly fee

  • ATM fees refunded nationwide, up to $25 (if all requirements pertaining to this account are met)

  • Free Online Banking

  • Free Online Bill Pay

  • Free eStatements



  • Free debit card

  • 1st box of checks is free

  • Free Mobile Banking

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I really appreciate the wonderful customer service that I have received from Matt and the whole team!

- Laura