Our checking accounts have been customized to accommodate your lifestyle. Check out our chart below to compare checking account options. Once you have decided on an account, you may open an account online or click on the forms link and download the checking account application.You will need to bring the completed application into the bank along with:
 
  • Two forms of identification. One must have a picture (such as your driver's license or passport).
  • Opening deposit (if applicable).
Please note, the personal information you provide will need to be verified in one of our branches before the account can be approved and opened.

If you would rather speak with someone regarding our checking accounts, please call the branch location nearest you. We're happy to help you compare bank accounts!
ProductsHorizon CheckingMoney MarketView CheckingVista CheckingVistaSmart Checking
Minimum Opening Balance$100$2,500$100$100$100
Monthly Fee*N/AN/AN/AN/A$4.99
Minimum Balance$800$2,500N/AN/AN/A
Fee*$8.00$10.00N/AN/AN/A
Check WritingUnlimitedRestrictedUnlimitedUnlimitedUnlimited
Interest RateN/AGo to Tiered RatesN/A2.51%**3.51%***
Monthly Debit Card Transactions Required to Earn High RateN/AN/AN/A1530
Monthly ACH Transactions Required to Earn High RateN/AN/AN/A12
Check Imageyesyesnoyesyes
eStatementsyesyesyesRequiredRequired
Debit CardFreeN/AFreeFreeFree
Free ChecksFirst Box FreeN/AFirst Box FreeFirst Box FreeFree
Online BankingFreeFreeFreeFreeFree
Bill PayFreeFreeFreeFreeFree
Identity Theft ProtectionNoNoNo$1,000$2,500
*Fees applied if account requirements are not met
**The following requirements will need to be met in order to receive 2.51% APY on balances up to $30,000: 15 debit card transactions, 1 direct deposit or ACH transactions, and e-statement. Balances in excess of $30,000 receive .50% APY. If requirements are not met, account will earn .05% APY. APY is Annual Percentage Yield and it is subject to change without notice. Fees may reduce the earnings on the account. Account is for personal accounts only.
***The following requirements will need to be met in order to receive 3.51% APY on balances up to $30,000: 30 debit card transactions, 2 direct deposits or ACH transactions, and e-statement. Balances in excess of $30,000 receive .50% APY. If requirements are not met, account will earn .05% APY. APY is Annual Percentage Yield and it is subject to change without notice. Fees may reduce the earnings on the account. Account is for personal accounts only.

 

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