VistaSmart Checking is a high interest rate checking account designed to give you more! Earn interest with our highest interest rate, enjoy cell phone protection, and travel with peace-of-mind with roadside assistance. There are no minimum balance requirements and no monthly fees when requirements are met**, plus get a .25% per annum interest rate discount*** on consumer loans as a VistaSmart Checking customer.
Wherever life takes you, VistaSmart Checking has you covered.
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*APY as of January 9, 2018
**The following requirements will need to be met in each qualification cycle in order to receive 3.51% APY on balances up to $30,000: 30 debit card transactions, 2 direct deposits or ACH transactions, and eStatement. Balances in excess of $30,000 receive .50% APY. Qualification Cycle means a period beginning one business day prior to the first of the current statement cycle through one business day prior to the close of the current statement cycle. If requirements are not met, account will earn .05% APY. APY is Annual Percentage Yield and it is subject to change without notice. Fees may reduce the earnings on the account. Account is for personal accounts only.
***Discount available if auto-draft is set up on consumer loan.