Make Your Move.

Choosing the right school, neighborhood, floor plan and design is stressful. Choosing the right lender isn’t.

Ready to Get Started?

From choosing the right loan for you and your family to unlocking the door on closing day, trust our experienced team of experts to help you navigate each step.

Jo’Elda Perez

SVP Lending; Private Client/Jumbo Mortgage Specialty 
NMLS# 984859
(0) 806.370.4379
(c) 806.577.2022

Josh Mayo

VP Lending; Mortgage Specialty
NMLS# 194745
(o) 972.761.5741
(c) 214.549.6112

Steve Scott

VP Lending; Mortgage Specialty
NMLS# 194721
(o) 972.761.5742
(c) 214.535.6294

Three Most Common Mortgage Questions:

What mortgage products do you offer?

Vista offers a variety of mortgage loan products including: 

  • Conventional loans for Purchase, Rate/Term refinances and Cash-out home equity loans.
  • FHA/VA loans
  • One-Time close construction loans
  • Portfolio loans
  • Lot loans
  • Jumbo loans

Who do I call to learn about interest rates and what product is right for me?

CALL ANY MEMBER OF OUR MORTGAGE TEAM AT YOUR CONVENIENCE. 

JOSH MAYO
(O) 972.761.5741
(C) 214.549.6112
JO’ELDA PEREZ
(C) 806.577.2022
(0) 806.370.4379
STEVE SCOTT
(O) 972.761.5742
(C) 214.535.6294

How do I apply to get pre-qualified?

Apply with Josh Mayo.

Get Started

Apply with Jo'Elda Scott.

Get Started

Apply with Steve Scott.

Get Started

Ready to Apply?

 
 
Vista Bank NMLS 543581

Start an application with Josh Mayo

Start an application with Jo'Elda Perez

Start an application with Steve Scott

The process is thorough yet painless and the relationship doesn't end at closing! Vista is what a modern community bank looks like, and why I believe this relationship is more than a mortgage.

- Junior

VistaBank