A dedicated, tax-free way to save for healthcare expenses.
If you have a high-deductible health plan, a Vista Bank Health Savings Account (HSA) may be the perfect option to help you save for both planned and emergency medical expenses. A Vista HSA account comes with many benefits and features, and contributions can be made by you, your employer, or any other person.1
Tax-free withdrawals when funds are used for qualified medical expenses. Click here to learn more about what the IRS considers a qualified expense.2
Earn interest on any balance
Contributions can be deducted on your annual tax return
Unlike a Flexible Spending Account (FSA), there is no deadline to use your money; funds roll over every year
Access your account via Online Banking or our Mobile App
Receive debit card to conveniently pay for medical expenses
One box of checks provided annually at no charge
You must be covered under a high-deductible health plan (HDHP) that meets certain requirements concerning the deductible and out-of-pocket expenses;
You must not be covered under any insurance plan that is not an HDHP, including Medicare;
And you must not be eligible to be claimed as a dependent on someone else's tax return.
Minimum balance requirements: Minimum to open an HSA is $100. A monthly minimum balance fee of $5 will be imposed every month if the daily balance on any day of the month falls below $1,000.
For annual HSA contribution limits please visit www.irs.gov