Individual Retirement Account (IRA)

A solid part of your retirement strategy.

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An IRA remains one of the best types of personal banking products for retirement savings.

At Vista Bank, we provide you with simple, user-friendly tools to secure your financial future.

Individual Retirement Accounts (IRAs) are a tax-advantaged savings vehicle for retirement. Additionally, funds are transferable, easy to set up, easy to maintain, and you don’t need permission to use your money.

Planning for retirement seems like a complicated task. But Vista Bank has made our IRA offerings simple. We have several types of retirement accounts including Traditional, Roths, and SEPs.

We would be honored to assist you with any questions you may have concerning contribution limits, deduction limits, rollovers, and more.

If you’d like to speak with a Vista Bank representative regarding retirement options, please call the branch location nearest you.

Account Features & Requirements

  • $1,000.00 minimum to open

  • Subject to penalty upon early withdrawal

  • Traditional IRAs allow some contribution deductions

  • Roth IRA contributions are non-deductible

You made our goal a reality with pure love, dedication and a little magic!

- Troy