Account Features & Requirements

• Interest bearing account; paid quarterly

• 0.05% Annual Percentage Yield

• .25% per annum interest rate discount on consumer loans¹

• $100 minimum to open; $5 minimum balance fee applies per each statement cycle that balance falls below $100

• Some transaction limitations apply²

<sup>1. Interest rate discounted if loan is paid by automatic draft.
2. Refer to Deposit Account Agreement or Fee Schedule.</sup>

I just wanted to reach out again and say thank you so very much for your persistence, diligence, and hard work in processing my request in record time. Vista Bank gets results!

- David