PPP Loan Forgiveness


Total Funded Loan Amount: $301,284,560


Total Funded Loans: 3,838  


75% Round One to New Clients


$92 Smallest Loan

At Vista Bank, we understand forgiveness for your Paycheck Protection Program (PPP) loan is a top priority for you and your business. 

If you received your PPP loan from Vista Bank, you need to process your forgiveness application through us as well. You should have received a custom link to your application recently through the email you originally provided. If not, please contact SBAforgiveness@vistabank.com for assistance. 

As you prepare to apply, please note that Supporting Revenue Reduction Documentation is required at the time of forgiveness. Documentation must adequately establish that your business experienced a revenue reduction of 25% or greater in 2020 relative to 2019 and may include relevant tax forms, such as annual tax forms, or, if appropriate tax forms are not available, quarterly financial statements or bank statements. Per updated guidance from the SBA, if the financial statements are not audited, you must sign and date the first page of the financial statement and initial all other pages, attesting to their accuracy.

Please note that if your loan was under $150,000, the recent legislation greatly simplified your application process. As of January 19, 2020, the following forgiveness materials were released by the SBA.

If you have any PPP forgiveness questions, feel free to reach out to your nearest Vista location or email us at SBAforgiveness@vistabank.com and one of our forgiveness experts will assist you in navigating the process. 


As of May 4, 2021, the Small Business Administration (SBA) informed trade associations that Paycheck Protection Program funding has been exhausted and that the PPP application portal will stop accepting applications for loans from most lenders.

The SBA said that it has reserved approximately $6 billion in funding for previously submitted loan applications subject to hold codes that have yet to be resolved. There is also approximately $8 billion remaining in congressionally mandated funding for PPP loans made by designated “community financial institutions," (CFIs) defined for bankers’ purposes as minority depository institutions and community development financial institutions.

Vista Bank is not a CFI and therefore is not processing PPP loans at this time. Should you have any questions about the status of your loan, please contact your Vista Banker or your nearest Vista location.

Protect Yourself and Your Business From Fraud:

Times like this bring out the very best in people. Unfortunately, they also bring out bad individuals, looking to take advantage of others. With emotional and digital vulnerabilities, fraud and hacking are on the rise.

Specifically, bad players are targeting COVID-19 relief programs and recipients. 

Please take cybersecurity threats seriously by reading and earmarking our Fraud Resource Center as well as other resources at your disposal. 

The information contained in this page is based on laws, rules, regulations, and related guidance with respect to the Paycheck Protection Program, including guidance issued by the U.S. Small Business Administration (SBA). We will periodically update this information, so please check back often. 

In the event of any discrepancies between the information on this site and the SBA’s site, please follow official SBA guidance.

I can’t tell you how much I appreciate all your hard work and what you have done for my employees. You guys have been so great to work with.  I will never forget what you all have done for us.

- John