Paycheck Protection Program.

Proudly facilitating 2,063 PPP loans for just over $167MM, helping small businesses put America back to work.

On December 27, 2020, President Trump signed into law a $900B COVID-19 relief bill, allocating $284 billion for First and Second Draw forgivable Paycheck Protection Program loans and making several simplifications to the program. See what's different about this round of PPP in this NBC story and find even more clarification in this helpful resource.

Currently, banks our size start processing the next round of PPP applications through the SBA on Tuesday, January 19, 2020.

Regretfully, due to overwhelming demand, we at Vista Bank are focusing on assisting current clients with First and Second Draw PPP Loan applications at this time. Given our commitment to entrepreneurs, small businesses, and the communities we all serve, and because funding for this program is currently capped, if you are not an existing client of Vista Bank, we recommend you contact your primary bank or other participating financial institutions for assistance. If you are a current client, please contact your Vista loan officer directly or your nearest Vista location

Helpful Resources

Questions about PPP Loan Forgiveness?


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Total Funded Loan Amount: $167,606,302


Total Funded Loans: 2,063 


75% to New Clients


$92 Smallest Loan


The December 27th bill also clarified that businesses that received PPP loans would be able to take tax deductions for the expenses covered by forgiven loans. See your accountant for clarification on how this impacts your business.


The latest bill repeals the EIDL Advance Deduction that had required PPP borrowers to deduct the amount of their EIDL Advance from their PPP forgiveness amount and establishes that EIDL Advance borrowers should be made whole without regard to whether those borrowers are eligible for PPP forgiveness.

It also includes an additional $20 billion for new Economic Injury Disaster Loans. Interested businesses must apply for these loans directly with the SBA as they did prior.


With the recent highly publicized cyber-attack affecting almost every level of the federal government, we can not overemphasize the need to be extremely vigilant with your information. 

Vista Bank will NEVER ask for your username, passwords, PINs, or personal account information through unsolicited emails, phone calls, text messages, or pop-up windows. If you receive an unsolicited request for this information, please call or visit your local branch or our centralized customer service number at 877.888.4782.

Learn more in our Fraud Resource Center.

*All provided information is subject to SBA guidelines and caps that are fluid and subject to change.

**Please note, Vista Bank will take every measure possible to ensure your success in this government program. However, funds are not guaranteed to be received as they are limited by the current federal total and are being addressed on a first-come, first-serve basis by the SBA and Treasury upon approval.

***Please know that as of today, Vista Bank plans to focus on assisting current clients in markets and communities we serve in applying for this latest tranche of funds. 

I want to take a moment to share how much Vista Bank has helped our third-generation small business.  Myself not having any experience with SBA Loans/Grants, I was intimidated by the forgiveness process.  I am so thankful Vista had Ben on their team to assist us. We cannot thank you enough for all you have done for and with us. Here's to the future of working together.

- Kristin