Paycheck Protection Program.

Proud to have facilitated PPP loans for almost 2000 small businesses, 75% of whom were new clients.

The latest deadline established for PPP loan submissions is Wednesday, August 8th. 

To apply for a PPP loan with Vista Bank prior to that date, call your nearest Vista Bank location and have all of your paperwork completed and submitted to your loan officer by Wednesday (August 8th) at noon. 

Though we can not guarantee funding success, please know we will continue processing around the clock until the portal deadline expires. 

Should further guidance be released or the deadline be extended, we will update this page promptly. 

As always, we are cheering for your small business success and appreciate your trust in Vista Bank.

Entrepreneurs Banking Entrepreneurs

For 108 years, Vista Bank has supported small business as the engine that drives our nation's economy. You didn't stop for COVID-19, and neither did we. Interested in the Main Street Lending Program?




$162,925,486 SBA Forgivable Loans.


1959 Processed Loan Applications



75% New Clients


$92 Smallest Loan

The Coronavirus Aid, Relief, and Economic Security (CARES) Act originally allocated $350 billion to help small businesses (under 500 employees) keep hard-working Americans employed during these extraordinary times. 

On April 23rd, Congress appropriated a second tranche of funds.

On June 5, 2020, President Trump signed into law the Paycheck Protection Program Flexibility Act of 2020

Most notably, the bill:

▪ Extended the Paycheck Protection Program through December 31
▪ Extended the 8-week period to 24 weeks
▪ Dropped the 75/25 payroll rule to 60/40
▪ Extended the payment deferral period to up to 10 months after the covered period ends
▪ Allowed payroll tax deferment for borrowers with forgiven loans

The Paycheck Protection Program application deadline is June 30th, 2020.

Are you a current Vista Bank commercial client requesting a Loan Modification for your business? Complete this form, print, sign and submit to your loan officer for review.

The Economic Injury Disaster Loan (EIDL), assists businesses with things like accounts payable and fixed costs. Businesses must apply for these loans directly with the SBA - Click here to get started. 

The Federal Reserve recently announced that it is establishing a Main Street Lending Program for small and medium-sized businesses that were in sound financial condition before the onset of the COVID-19 pandemic. Learn more here or contact your nearest Vista Bank location to speak with a Vista banker today. 

We stand ready to help you navigate this challenging time and though funds are limited and not guaranteed, we are working around the clock doing everything we can to help you, your family and your small business. 

Questions about PPP Loan Forgiveness?



Protect Yourself From Fraud:

Times like this bring out the very best in people. Unfortunately they also bring out bad individuals, looking to take advantage of others. With emotional and digital vulnerabilities, fraud and hacking is on the rise.

To help make sure the next virus doesn't strike online, our experts recommend everyone refrain from clicking on unsolicited coronavirus related attachments or hyperlinks from unknown/untrusted/unverified email sources, and be especially wary of appeals for help through social media, text messages, or phone calls related to the pandemic.

Vista Bank will NEVER ask for your username, passwords, PINs, or personal account information through unsolicited emails, phone calls, text messages, or pop-up windows. If you receive an unsolicited request for this information please call or visit your local branch or our centralized customer service number at 877.888.4782.

Learn more in our Fraud Resource Center HERE

*All provided information is subject to SBA guidelines and caps that are fluid and subject to change.

**Please note, Vista Bank will take every measure possible to ensure your success in this government program. However, funds are not guaranteed to be received as they are limited by the current federal total, and are being addressed on a first come first serve basis by the SBA and Treasury, upon approval.​

We really appreciate the help and are looking forward to working with Vista Bank. Thank you again!

- Les