Individual Retirement Account (IRA)

A solid part of your retirement strategy.


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An IRA remains one of the best types of personal banking products for retirement savings.

At Vista Bank, we provide you with simple, user-friendly tools to secure your financial future.

Individual Retirement Accounts (IRAs) are an FDIC insured tax-advantaged savings vehicle for retirement. Funds are transferable, easy to set up, easy to maintain, and you don’t need permission to use your money.

Vista offers several types of retirement accounts including Traditional, Roths, and SEPs.

Let a Vista banking expert assist you with any questions you may have concerning contribution limits, deduction limits, rollovers, and more.

Individual Retirement Account

Account Features & Requirements

  • $1,000.00 minimum to open

  • Subject to penalty upon early withdrawal

  • Traditional IRAs allow some contribution deductions

  • Roth IRA contributions are non-deductible


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