Personal Banking

Here to make your life easier.

Entrepreneurs Banking Entrepreneurs Since 1912


Bank with confidence.

Whether spending or saving, you need FDIC insured, best-in-class products and services that keep up with your busy way of life. That’s banking with confidence. That’s People First.

The Tools You Need

Vista Bank’s comprehensive suite of personal banking products cater to your financial needs and busy lifestyle. All deposit accounts are extremely secure and backed by federal insurance (FDIC) up to $250,000 per person, per ownership category.

If you have a high-deductible health insurance plan, a Vista Bank Health Savings Account (HSA) may be the perfect option to help you save for both planned and emergency medical expenses.

A Vista HSA account comes with many benefits and features.

>See if the HSA is right for you and your family

Individual Retirement Accounts (IRAs) are a tax-advantaged savings vehicle for retirement. Additionally, funds are transferable, easy to set up, easy to maintain, and you don’t need permission to use your money.

Planning for retirement seems like a complicated task. But Vista Bank has made our IRA offerings simple. We have several types of retirement accounts including Traditional, Roths, and SEPs to fit your needs.

> Choose the Right Account

We know that our closest bank location is the one in your pocket. So we’ve added state-of-the-art functionality to our online and mobile banking app.

Better yet, load your business accounts and even personal accounts from other financial institutions and you have a great snapshot of your finances all in the same app!


Are you interest-ing?

Looking to earn more on your checking account? Look no further than VistaSMART, one of the region’s most interest-ing options. With rates that consistently outpace the national average, you can sit back and let your money do the work.

*The following requirements will need to be met in each calendar month in order to receive 5.25% APY on balances up to $30,000. 20 debit card transactions of $5 or more, $1,000 minimum aggregate ACH/Direct Deposit requirement, and eStatements. Balances in excess of $30,000 receive .25% APY. If requirements are not met, a $4.99 monthly fee will be assessed and the account will earn .05% APY. APY is Annual Percentage Yield and it is subject to change without notice. APY accurate as of September 1, 2023. Fees may reduce the earnings on the account. P2P transactions do not count toward the minimum monthly transactions. Account is for consumers only.

What Our Clients Are Saying About Us

“We’re so glad to have Vista Bank on our side.”

When you're faced with more questions than answers, it can really be overwhelming. From explaining the PPP loan to obtaining the correct information, the Vista Bank team has worked tirelessly to get our account up and running. We are so glad to have Vista Bank on our side and look forward to growing with you.