VISTA BANK
Personal Banking
Here to make your life easier.
Entrepreneurs Banking Entrepreneurs Since 1912
PERSONAL BANKING
Bank with confidence.
Whether spending or saving, you need FDIC insured, best-in-class products and services that keep up with your busy way of life. That’s banking with confidence. That’s People First.
The Tools You Need
Vista Bank’s comprehensive suite of personal banking products cater to your financial needs and busy lifestyle. All deposit accounts are extremely secure and backed by federal insurance (FDIC) up to $250,000 per person, per ownership category.
Whether you are seeking a no- or low-fee checking account, interest bearing checking accounts, or an account that helps you make a fresh start, Vista Bank offers a variety of checking accounts each with different requirements to suit your needs and lifestyle.
Check out the features of each account by clicking below or call one of our Vista relationship bankers to help you determine the account that is perfect for you and your family.
All Vista Bank checking accounts are extremely secure and backed by federal insurance (FDIC) up to $250,000.
A savings account is the perfect place to keep money that you want to have readily available, such as an emergency fund or vacation budget, while earning a little interest along the way.
Vista Bank charges a fee for each “convenient” transfers or withdrawals after the first six. That would include those made by check, debit card, automatic transfer or phone. There is no fee or limitation on in-person or ATM transactions.
Looking for a higher rate of return on your money and don’t need it anytime soon? You might want to consider a Money Market account or Certificate of Deposit (CD).
A money market account is a risk-free option for parking some extra cash while still keeping it accessible. It’s appropriate for those who can maintain a higher minimum balance, say $2,500 or more, and wish to earn a higher rate of interest.
A Vista Bank Money Market account is extremely secure and backed by federal insurance (FDIC) up to $250,000 per person, per ownership category.
A Certificate of Deposit (CD) may be the perfect solution if you have a larger sum of money that you don’t need to access for six months to a year. CDs earn more interest that typical savings accounts, making them attractive if you don’t need the money in the near future.
However, you may incur a penalty if you decide you want your money back before the CD matures, so make sure you are okay tucking that money away.
A CD is extremely secure and backed by federal insurance (FDIC) up to $250,000 per person, per ownership category.
If you have a high-deductible health insurance plan, a Vista Bank Health Savings Account (HSA) may be the perfect option to help you save for both planned and emergency medical expenses.
A Vista HSA account comes with many benefits and features.
Individual Retirement Accounts (IRAs) are a tax-advantaged savings vehicle for retirement. Additionally, funds are transferable, easy to set up, easy to maintain, and you don’t need permission to use your money.
Planning for retirement seems like a complicated task. But Vista Bank has made our IRA offerings simple. We have several types of retirement accounts including Traditional, Roths, and SEPs to fit your needs.
We know that our closest bank location is the one in your pocket. So we’ve added state-of-the-art functionality to our online and mobile banking app.
Better yet, load your business accounts and even personal accounts from other financial institutions and you have a great snapshot of your finances all in the same app!
VistaSMART
Are you interest-ing?
Looking to earn more on your checking account? Look no further than VistaSMART, one of the region’s most interest-ing options. With rates that consistently outpace the national average, you can sit back and let your money do the work.
*The following requirements will need to be met in each calendar month in order to receive 5.25% APY on balances up to $30,000 . Additionally, 20 debit card transactions of $5 or more, a $1,000 minimum aggregate ACH/Direct Deposit requirement, and eStatements are necessary. Balances in excess of $30,000 receive .25% APY. If requirements are not met, a $4.99 monthly fee will be assessed, and the account will earn .05% APY. APY is Annual Percentage Yield and is subject to change without notice. APY is accurate as of September 1, 2023. Fees may reduce the earnings on the account. P2P transactions do not count toward the minimum monthly transactions. The account is for consumers only. A minimum deposit of $100 is required to open the account.