Personal Checking Accounts

Financial products and services that fit your lifestyle

Open Account

Our checking accounts have been customized to accommodate your lifestyle. Check out our chart below to compare checking account options. Once you have decided on an account, you may open an account online or click on the forms link and download the checking account application.You will need to bring the completed application into the bank along with:

  • Two forms of identification. One must have a picture (such as your driver's license or passport).

  • Opening deposit (if applicable).

Please note that the personal information you provide will need to be verified in one of our branches before the account can be approved and opened.

We'd love to speak with you to help you find the account that's right for you. Call us or stop by your local branch today to visit with a Vista Bank representative.

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*Fees applied if account requirements are not met
     1 Fee may be waived with minimum $500 monthly ACH deposit
**The following requirements will need to be met in each calendar month in order to receive 1.49% APY on balances up to $30,000: 15 debit card transactions of $5 or more, $500 aggregate ACH/Direct Deposit, and eStatement. P2P transactions do not count toward the minimum monthly transactions. Balances in excess of $30,000 receive .25% APY. If requirements are not met, account will earn .05% APY. APY is Annual Percentage Yield and it is subject to change without notice. Fees may reduce the earnings on the account. Account is for personal accounts only.
***The following requirements will need to be met in each calendar month in order to receive 2.49% APY on balances up to $30,000: 30 debit card transactions of $5 or more, $1000 aggregate ACH/Direct Deposit, and eStatement. P2P transactions do not count toward the minimum monthly transactions. Balances in excess of $30,000 receive .25% APY. If requirements are not met, account will earn .05% APY. APY is Annual Percentage Yield and it is subject to change without notice. Fees may reduce the earnings on the account. Account is for personal accounts only.

My experience with Vista Bank has been an extremely positive one and I look forward to spreading the good word and working with you all in the future.

- Laura

VistaBank