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Welcome to Vista Bank

Due to scheduled system maintenance, online banking access will be temporarily affected. We appreciate your patience during this update:

    • Personal and Small Business Online Banking: unavailable through Monday, July 27 at 7:00 a.m. CT
    • Business/Treasury Online Banking: unavailable through Monday, July 27 at 8:00 a.m. CT

Hillcrest Bank Business/Treasury clients transitioning to the Vista Bank name will continue to have access throughout the weekend.

Julie Nichols, Senior Mortgage Banker

Julie Nichols

Senior Mortgage Banker

NMLS #280620

Since 2003, Julie has originated more than 2,300 loans totaling over $450 Million in purchase, refinance, renovation and equity cash-out mortgage loans.

Her communication skills and attention to detail have earned her a reputation as a top mortgage professional and a large portion of her business comes from repeat customers and customer referrals to friends, family and co-workers signifying her to be a reliable and trusted mortgage advisor for any client.

Julie excels at helping first time homebuyers as well as seasoned homeowners with their primary, second-vacation and rental property homes.

Julie is proud to be a Homes for Heroes Affiliate with additional discounts for clients who have ever worked in a hero profession: Military (Active, Reserve, Veteran), Law enforcement, Firefighter/EMS, Healthcare professionals or Teachers. To learn more about the Homes for Heroes program, visit http://HeroLenderUSA.com.

Certifications & Awards

  • Five Star Mortgage Professional award winner – 13 years running
  • D Magazine Best Mortgage Professional award winner
  • Scotsman Guide Top 1% Originators in America
  • Certificate of Excellence award from HUD for helping low-income families achieve the “American Dream”
Go to Mortgage Bankers
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