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Everyday Personal Checking Account
Our simple checking account for your day-to-day finances.
Seamless banking, wherever you are.
Our straightforward checking solution combining comprehensive technology with the personal service you expect from a community bank.
Everyday Personal Checking
Account Benefits
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Visa Debit Card
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Digital Wallets
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Mobile & Online Banking
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Bill Pay
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Mobile Check Deposit1
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Zelle®
Account Features
Type of Account
Everyday Checking
Designed for clients who primarily bank online or through our mobile app.
Account Details
Minimum to Open
$100
($25 if account is opened online OR be 25 years of age and under, or over 65 years of age and older)
Monthly Service Charge
8
How Do I Avoid the Monthly Service Charge?
HOW DO I AVOID THE MONTHLY SERVICE CHARGE?
Simply have deposits totaling $500 or more each statement cycle into your Everyday Checking account
OR
Be 25 years of age or under
OR
Be 65 years of age or older
Online Statement Fee
No
Is there a paper statement fee?
Paper Statements are $3 per statement cycle if under 65 years of age.
Earn Interest
No
Why Everyday Checking?
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Enjoy personal service. It's what sets us apart.
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No minimum balance, no hassle.
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Open your account in minutes. Online or in person.
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Easily avoid the $8 monthly service charge.
How to open an account:
To apply for a checking or savings account, you will need the following information for each account owner:
- Social Security Number
- Driver's license or State ID
- Home address
- Email address
- If you want to transfer money from an account at another bank, you will also need the account information and routing number.
The Perfect Pairing for Your Finances
Your Everyday Personal Checking Account offers unmatched convenience, and pairing it with a savings account can help you achieve your financial goals more effectively.
$100
($25 if account is opened online, OR be 25 years of age or under, or over 65 years of age)$25
$8
$5
Simply have deposits totaling $500 or more each statement cycle into your Everyday Checking account
OR
Be 25 years of age or under
OR
Be 65 years of age or older
Online Statements are included at no cost. Paper Statements are $3 per statement cycle if under 65 years of age.
Have an Everyday Checking Account
OR
Maintain a minimum daily balance of $500
OR
Be under 25 years of age or over 65
FAQs
Overdraft Privilege* comes with eligible accounts as part of our standard overdraft practices. Visit our Overdraft Protection page for more information.
Direct deposit is not only fast and convenient. It’s also safer than paper checks. To set it up, simply fill out this form and deliver it to your employer or payroll provider.
Vista Bank combines technology to make banking simple with local expertise to offer you 1:1 service. As your neighbors, we share a passion to do more for our communities. Strengthening our communities means investing in you. When you have a question, real people are here to help.
- Visit a Vista Bank location or open an account online.
- Gather information like account numbers and routing numbers from your old bank.
- Switch all direct deposits and automatic payments to your new Vista Bank account.
- Transfer funds from your old account to your new Vista Bank account once you’re sure all direct deposits and automatic payments have been transferred. You can do this quickest through an ACH (online) transfer, or you can use a cashier’s or personal check.
- Once the transfer clears, close your old account.
1Please refer to the Electronic Funds Transfer Agreement and Disclosure for a definition of pre-authorized debits.
2Must have an eligible personal checking or savings account.