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Earn 4.33% APY* with High-Yield Checking
Finally, a checking account
that works as hard as you
Earn up to 4.33% APY*with High-Yield Checking
Your money should work harder. With Advantage Checking, you can earn competitive interest on your everyday balance—while enjoying the flexibility of a checking account.
- Open Online in Minutes
- No Complicated Requirements
- High-Yield Earnings on Your Balance
Earn the easy way - no complicated hoops to jump through
-
Use Online
StatementsSafe and easily-accessible on Online / Mobile banking -
Keep $1,000
in the accountMaintain a minimum balance of at least $1,000 per statement cycle -
Make 20+ purchases
with your debit cardUse your card, digital wallet or tap to pay just like you do already!
Advantage Checking
Market Leading Interest
4.33% APY*
On balances up to $35,000
Balances above $35,000 earn 0.25% APY*
Easy to earn each statement cycle
- Use Online Statements
- Keep a $1,000 minimum daily balance
- Make 20+ debit card purchases
Minimum to Open
$100
Monthly Service Charge
$10
Easy to Avoid the Monthly Service Charge
Have cleared deposits totaling $1,000 or more each statement cycle
OR
Maintain a $1,000 minimum balance per statement cycle
The Features You Need
-
Visa Debit Card
-
Digital Wallets
-
Mobile & Online Banking
-
Bill Pay
-
Mobile Check Deposit1
-
Zelle®
Why Advantage Checking?
-
Earn up to 4.33% APY*
-
No complicated requirements
-
Open your account online in minutes
-
Easily avoid the $10 monthly service charge.
What you'll need to open your Advantage Checking account:
To apply for a checking or savings account, you will need the following information for each account owner:
- Social Security Number
- Driver's license or State ID
- Home address
- Email address
- If you want to transfer money from an account at another bank, you will also need the account information and routing number.
MAKING DREAMS COME TRUE
See how Vista Bank helped Ocean Mart grow
into Utah's only Asian supermarket chain.
BANKING SOLUTIONS TO SAVOR
At Vista Bank, we believe in supporting our local businesses. We celebrate all of our business clients — big and small — and will be there for them every step of the way.
CREATING BRIGHTER SMILES
The Dental Method turned to Vista Bank for help bringing affordable, reliable and patient-centered dental care to their Dallas clients.
*4.33% Annual Percentage Yield (APY) on balances up to $35,000 per statement cycle when all of the following conditions are met: 1) Enrolled in online statements 2) Have at least a $1,000 minimum daily balance per statement cycle 3) Make at least 20 posted debit card purchases per statement cycle. Balances above $35,000 earn 0.25% APY. Eligibility for the higher interest rate tier is determined based on account activity and balances from the preceding statement cycle. The Bank evaluates account qualification criteria three (3) business days prior to the end of each statement period. Accounts meeting all required criteria at the time of evaluation will qualify for the higher interest rate tier for the subsequent statement cycle. Accounts that do not meet the criteria will be assigned to the lower interest rate tier and will remain in that tier until qualification criteria are satisfied at a subsequent evaluation. If conditions are not met, the entire balance in the account earns 0.05% APY per statement cycle. Rate is subject to change after account opening and without notice. Account fees may reduce earnings. Minimum balance to open account is $100. To avoid the $10 monthly service charge, you must (1) receive cleared deposits totaling $1,000 or more for each statement cycle, OR maintain a minimum daily balance of $1,000 or more each statement cycle and each statement cycle thereafter.
1Please refer to the Electronic Funds Transfer Agreement and Disclosure for a definition of pre-authorized debits.