Earn 4.33% APY^* with High-Yield Checking

*4.33% Annual Percentage Yield (APY) on balances up to $35,000 per statement cycle when all of the following conditions are met: 1) Enrolled in online statements 2) Have at least a $1,000 minimum daily balance per statement cycle 3) Make at least 20 posted debit card purchases per statement cycle. Balances above $35,000 earn 0.25% APY. Eligibility for the higher interest rate tier is determined based on account activity and balances from the preceding statement cycle. The Bank evaluates account qualification criteria three (3) business days prior to the end of each statement period. Accounts meeting all required criteria at the time of evaluation will qualify for the higher interest rate tier for the subsequent statement cycle. Accounts that do not meet the criteria will be assigned to the lower interest rate tier and will remain in that tier until qualification criteria are satisfied at a subsequent evaluation. If conditions are not met, the entire balance in the account earns 0.05% APY per statement cycle. Rate is subject to change after account opening and without notice. Account fees may reduce earnings. Minimum balance to open account is $100. To avoid the $10 monthly service charge, you must (1) receive cleared deposits totaling $1,000 or more for each statement cycle, OR maintain a minimum daily balance of $1,000 or more each statement cycle and each statement cycle thereafter.

¹Please refer to the Electronic Funds Transfer Agreement and Disclosure for a definition of pre-authorized debits.