Private Borrowing Solutions

Welcome to Vista Bank

Due to scheduled system maintenance, online banking access will be temporarily affected. We appreciate your patience during this update:

- Personal and Small Business Online Banking: unavailable through Monday, July 27 at 7:00 a.m. CT
- Business/Treasury Online Banking: unavailable through Monday, July 27 at 8:00 a.m. CT

Hillcrest Bank Business/Treasury clients transitioning to the Vista Bank name will continue to have access throughout the weekend.

At Vista Bank Private Client, we speak the language of luxury construction. From custom estate financing to complex income structures, our highly experienced team brings the discretion, speed, and personalized attention your project demands.

Elevate your construction lending experience with Vista Bank Private Client, where high-touch service meets sophisticated financing.
Eliminate interest rate risk and avoid costly double-closings with a single-close construction mortgage.
Stay positioned for opportunity. Our float-down option lets you capture potentially lower rates at certificate of occupancy if the market moves in your favor.
Flexible loan structures and in-house underwriting guided by common sense, not rigid checklists.

¹Mortgage rate discounts are available to clients in the Premier or Private tiers at the time of application (for co-borrowers, at least one applicant must be in a Premier or Private tier). Amount of discount is based on your eligible tier at the time of mortgage application and is not subject to adjustment. Mortgage rate discount may not be eligible on special credit programs offered by the bank including, but not limited to, down payment assistance programs, bond programs, etc. Loans are subject to credit approval. This rate discount cannot be combined with other offers.

²The $500 3rd party fee reduction is available to all clients whose applications are approved for a Primary Residence HELOC loan (applies to a new purchase or refinanced loan) This reduction will not exceed the amount of the 3rd party fees. This fee reduction cannot be combined with other offers. Loans are subject to credit approval. The Premier and Private rate reduction is in addition to the current 6 month rate reduction and will last for the life of the loan. Rate reductions do not apply to jumbo home equity lines of credit. Loans are subject to credit approval. This rate discount cannot be combined with other offers.

Welcome to Vista Bank

Borrowing Solutions

Private Borrowing Solutions

Build with Confidence

PREMIUM CREDIT CARD REWARDS & BENEFITS

Client Services & Solutions team

ROUTING NUMBER

Client Services & Solutions team

Where Common Sense Lives®

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