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Borrowing Solutions
Exclusive preferred savings for your borrowing needs.
As a Private Bank client, you have exclusive access to preferred rates and discounts on Mortgages1 and Home Equity Lines of Credit2. Connect with your dedicated Private Banker who will provide guidance on products unique to your needs.
Private Borrowing Solutions
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Private
Mortgage -
Home Equity
Line of Credit -
Premium
Credit Cards
Build with Confidence
At Vista Bank Private Client, we speak the language of luxury construction. From custom estate financing to complex income structures, our highly experienced team brings the discretion, speed, and personalized attention your project demands.
- Elevate your construction lending experience with Vista Bank Private Client, where high-touch service meets sophisticated financing.
- Eliminate interest rate risk and avoid costly double-closings with a single-close construction mortgage.
- Stay positioned for opportunity. Our float-down option lets you capture potentially lower rates at certificate of occupancy if the market moves in your favor.
- Flexible loan structures and in-house underwriting guided by common sense, not rigid checklists.
RESERVE REWARDS+ CARD
PREMIUM CREDIT CARD REWARDS & BENEFITS
A premium metal card with benefits to match, Reserve Rewards+ Credit Card.
- Get exceptional rewards on travel and frequent purchases with this exclusive metal card.
1 Mortgage rate discounts are available to clients in the Premier or Private tiers at the time of application (for co-borrowers, at least one applicant must be in a Premier or Private tier). Amount of discount is based on your eligible tier at the time of mortgage application and is not subject to adjustment. Mortgage rate discount may not be eligible on special credit programs offered by the bank including, but not limited to, down payment assistance programs, bond programs, etc. Loans are subject to credit approval. This rate discount cannot be combined with other offers.
2 The $500 3rd party fee reduction is available to all clients whose applications are approved for a Primary Residence HELOC loan (applies to a new purchase or refinanced loan) This reduction will not exceed the amount of the 3rd party fees. This fee reduction cannot be combined with other offers. Loans are subject to credit approval. The Premier and Private rate reduction is in addition to the current 6 month rate reduction and will last for the life of the loan. Rate reductions do not apply to jumbo home equity lines of credit. Loans are subject to credit approval. This rate discount cannot be combined with other offers.