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Welcome to Vista Bank

Due to scheduled system maintenance, online banking access will be temporarily affected. We appreciate your patience during this update:

    • Personal and Small Business Online Banking: unavailable through Monday, July 27 at 7:00 a.m. CT
    • Business/Treasury Online Banking: unavailable through Monday, July 27 at 8:00 a.m. CT

Hillcrest Bank Business/Treasury clients transitioning to the Vista Bank name will continue to have access throughout the weekend.

Kris Gallegos, Senior Mortgage Banker

Kris Gallegos

719.660.7925

[email protected]

4621 50th St, Lubbock, TX, 79414

Kris Gallegos

Senior Mortgage Banker

NMLS #362541

Apply with Kris

Kris is a dedicated mortgage professional with over 28 years of experience. She has been part of the NBH family for over 13 years. In that time, she has been a dedicated advocate for over 3000 families achieving their goal of homeownership or refinancing. She has consistently provided exemplary service to her clients and referral partners. In recognition of her unwavering dedication she’s been awarded the 2024 Five Star Mortgage Professional Award.

Kris is an affiliate with Homes for Heroes. She is committed to giving back to those who serve our communities selflessly. Her passion for serving these individuals was rooted in her unique perspective, shaped by her family’s dedication to service. Her father is a retired Air Force officer serving 33 years, and her brother is a former Marine. These relationships fuel her deep sense of gratitude to those who serve our country.

When she isn’t assisting clients, you can find her on the pickleball court or attending a country concert. Her favorite artists are Zac Brown Band and Spencer Crandall.

Kris Gallegos 2024 Five Star Mortgage Professional

Homes for Heroes

Testimonials

Kris Gallegos was very helpful throughout the whole process and answered all our questions in a timely manner.

- Bruce W. - 6/2026

Kris was great! She helped with all the miscellaneous questions and odds and ends to get us into our first home!

- Zach T. - 6/2026

Working with Kris G. Was so easy. Every step of the way each detail was explained clearly. Any questions we had were answered quickly.

- Daniel F. - 8/2025

Kris took over a file from another mortgage company 10 days prior to closing and saved the day. She was also very patient and empathetic with my son who is a first time home buyer.

- James H. - 6/2025

Kris was amazing to work with! Always available whenever I had questions. Kept me informed step-by-step through the entire process.

- Patricia R. - 3/2025

Absolutely amazing! The skill, transparence and communication provided by Kris made the refi experience very pleasant. We will definitely come back to Community Banks of Colorado for any future needs.

- Lora C. - 3/2025

Kris was great and an absolute pleasure to work with. Her experience and expertise alleviated a lot of stress. Her customer service went above and beyond. Thank you for helping us turn our dream into a reality.

- Ryan L.

I am so thankful to Kristine and Community Banks of Colorado for ensuring my refinancing experience was smooth and timely. Everything was very clear and thorough, and I felt confident with every step. I liked the videos that I would receive throughout the process as well.

- Chris F.

Kris is an amazing Mortgage Banker. I have bought 7 homes in Colorado Springs in the Last 30 years and this was the easiest. She is direct of what she needs, she is there for questions. What more can I say but the Best

- Joseph M.

Very professional atmosphere. Extremely easy to work with and all my questions were answered truthfully and promptly!

- Ryan J.

Kris made our [cross-country move] a seamless and stress-free experience from beginning to end.

- Julie D.

Kris was extremely well organized during this process and her communication was impeccable. Having obtained a mortgage on a number of houses, none of them have gone as smoothly as this one.

- Michael R.

Kris Gallegos went above and beyond the call of duty. She worked tirelessly to get our loan approved in under a month all the while being available to field our numerous questions at ANY TIME of the day. Courteous, professional, timely, friendly – Kris is the best.

- Nathan S.

Apply with Kris
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