Welcome Vista
Bank Clients
What you need to know now that
Vista & Hillcrest Banks are one.
CONVERSION IS COMPLETE!
You can access Online & Mobile Banking now.
Click the 'Log In' button at the top right of any page on our website.
Use your current Vista Bank Login ID / User ID and Password
Don't click "New online banking user"
Debit Cards
- If you have not done so already, activate your new Vista Bank Visa® debit card.
- Start using your new Vista Bank Visa® debit card that you received in the mail.
Your previous debit card is no longer active as of 11:59 pm on Sunday, July 26. - Update your automatic debit card payments to your new card number & expiration date.
- Enroll your new card in your Mobile Wallet (ApplePay®, Google Pay®, Samsung Pay®)
Online Banking
- Log in to the new system by clicking the 'Log In' button at the top-right of this page
- Use your current Vista Bank Login ID or User ID, unless we communicated to you otherwise. DO NOT click the “New Online Banking User” link.
New Vista Bank Mobile App
Log in using your current username and password unless we informed you otherwise. Refer to Page 22 of the Welcome to Vista Bank guide we sent to you for more details.
Click to download our app from the Apple App Store or Google Play Store.
Direct Deposits
- Your direct deposits, automatic payments, and internal transfers will continue to be processed as usual. Starting July 27, 2026, both your current routing number and your new routing number will work for transactions.
- For New Transfers Set Up After Monday, July 27: Use the new routing number: 101002716
Online Bill Pay
- Verify your payees transferred successfully
- Confirm scheduled payments that you set up before Friday, July 24, 2026
Loans
You can continue to make loan payments at the banking center nearest you, schedule payments through online banking, pay using Quick Pay option on this website or mail your payment to the address provided on your loan statement.
The terms and conditions of your Vista Bank loan or line of credit have not changed. If a payment is made consistent with our payment instructions, but received after 6pm (CT), Monday through Friday, excluding Federal Holidays, we will apply your payment to your loan on the next business day.
HAVE ADDITIONAL QUESTIONS? WE'RE A CALL AWAY
Please continue to call your local Vista Bank location or 877.88VISTA with any questions during regular banking center hours
Mobile Banking for Small Business
Log in to the new Business Mobile Banking App with your current login information.
Download the new version of the Business Mobile Banking App on the Apple Store on the Google Play Store today:
Changes to Treasury Online Banking
Your Company ID, User ID and Password will remain the same. Please note that these fields will not autofill after the system updates.
| HOW TO LOG IN: |
|---|
| 1. Click the "Log In" button in the top right corner of this website |
| 2. Click the down arrow |
| 3. Select Business/Treasury Online |
| BUSINESS/TREASURY ONLINE CUTOFF TIMES: | |
|---|---|
| ACH: 4:45 pm CT | Foreign Wire: 3:00 pm CT |
| International Wire: 5:15 pm CT | ACH Positive Pay Access: 7 am - 2 pm CT |
| Domestic Wire: 5:15 pm CT | Same-Day ACH: 1:15 pm CT |
| Check Positive Pay Access: 6 am - 12 pm CT | Remote Deposit Capture ACH: 7 pm CT |
New Treasury App
Log in to the new Business Treasury App with your current login information.
Download the new app on the Apple Store on the Google Play Store today:
Personal Checking
The Vista Bank routing number is 101002716.
Call our Client Services & Solutions team at 877.88VISTA.
Overdraft Privilege comes with eligible accounts as part of our standard overdraft practices. Visit our Overdraft Protection page for more information.
To apply for a checking or savings account, you will need the following information for each account owner:
- Social Security number
- Driver's license or State ID
- Home address
- Email address.
- If you want to transfer money from an account at another bank, you will also need the account information and routing number found on your checks.
Access your account online, through mobile banking, by calling 877.88VISTA, or by visiting your local banking center.
Non-U.S. citizens can open an account by visiting a banking center. Please call your local banking center for additional details.
Hours vary by location, and can be found on our locations page.
Please visit our locations page.
You can update your information through online banking, by visiting your local banking center or by calling our Client Services & Solutions team at 877.88VISTA.
Most funds are available next business day. Please call our Client Services & Solutions team at 877.88VISTA for more information about when your funds will be available.
Access your account online, through mobile banking, by calling 877.88VISTA or by visiting your local banking center.
Debit Card FAQs
How do I temporarily lock my card?
How do I order a new debit card?
To order a new debit card, please visit your local banking center, or contact us at 877.88VISTA
What should I do if my card is lost, stolen or I suspect fraudulent debit card transactions?
Please call your local banking center or our Client Services and Solutions team at 877.888.4782 and select option 7.
How do I dispute a transaction on my debit card?
Please call your local banking center or our Client Services and Solutions team at 877.888.4782.
What is a chip card?
Are there transaction fees when I use my debit card?
What are the ATM transaction fees?
There is no fee for using Vista Bank ATMs if you are a client, for a list of Vista Bank ATMs please click here. For a list of other ATM fees, please contact your local banking center or call Client Services & Solutions at 877.88VISTA.
How do I change my debit card PIN or request a new PIN?
Please call your local banking center or our Client Services and Solutions team at 877.88VISTA. If after hours, please call 866.392.9952.
What do I do if I plan to use my debit card during international travel?
Please contact your local banking center before traveling.
What is the difference between signing and using my PIN to authorize a debit card purchase?
Signing for purchases is safer because it prevents scammers from being able to "skim" your PIN number, or by looking over your shoulder to steal your number. For more information about protecting your PIN, visit the security section.
Can I set up alerts to track my debit card and account activity?
There are many options for alerts, please visit the "Manage Alerts" section after signing in to online banking for a complete list.
Online/Mobile Banking & Bill Pay
What are the features and benefits of Online & Mobile Banking?
Vista Bank Online Banking and the Vista Mobile Banking app make it easy for you to bank anywhere with convenient features such as:
- View balances and recent transactions
- Pay recurring and one-time bills
- View statements
- Send money to people you know and trust with Zelle®
- Transfer funds between internal and external accounts
- Lock your debit card with card controls
- Self-service username and password resets
- Mobile check deposit (mobile app only)
- Enhanced small business features, including a convenient username toggle between Personal and Small Business accounts
What is Zelle® and how does it work?
Zelle® is a convenient way to send and receive money with friends, family and others you trust. Check our Zelle® information page for more details.
Is there a fee for using Online Banking?
No! Online and Mobile Banking are complimentary tools for our clients.
How do I access my account in Online Banking?
You can access Online Banking by visiting this website, clicking the ‘Login’ button, and selecting ‘Personal Online’ or ‘Small Business Online.’ For Mobile Banking, you can download the Mobile Banking app from the Apple Store or the Google Play Store.
How do I enroll in Online Paperless Statements?
You may easily convert to Online Paperless Statements during the enrollment process when you first enroll in Online or Mobile Banking. You may also enroll within Online Banking anytime by selecting your name in the top right corner, then Enroll under Paperless Statements, or from the Mobile Banking app by selecting ‘More’ then ‘Go Paperless’. You may login at any time to view your statements and notices, and statements are available online for up to 7 years.
Can I access my Online Paperless Statements from previous years?
How do I download transactions?
Transactions can be downloaded when viewing your account details page by selecting ‘Download’ above your transactions. You can then select your preferred formatting and time frame in which to download.
In the Mobile Banking app, where do I see my Account Details?
On our mobile app, after signing in, you can see your transactions by clicking on the account. You will be presented with a list of transactions in the ‘Transaction History’. Additionally, your account details can be viewed on the same screen by selecting the ‘Account Details’ button located above your transactions. Here, you will see your full account number, routing number, interest rate (if applicable) and current year to date and previous year dividends.
How do I deposit checks in mobile banking?
The mobile app provides a fast and easy way to make deposits on the go. Simply login to Mobile Banking and select ‘Deposit’ from the menu along the bottom of the screen. Follow the on-screen instructions to deposit your check(s).
Can I transfer funds between Vista Bank and non-Vista Bank accounts?
What types of transfers can I make in Online and Mobile Banking?
You can send and transfer money in a variety of ways, including Internal Transfers between your accounts and you can also send and receive money through Zelle® from Online Banking or the Mobile Banking app.
How do I pay my loan?
If paying from an internal account, payments can be made from Online or Mobile Banking under the transfer section. You can also continue to utilize our Quick Pay feature to pay from an external account.
Where do I see future-dated scheduled transfers?
You can see future scheduled transfers by clicking on the account. They will show at the top of the transaction list within Online Banking and on the Mobile Banking app.
How do I add an external bank account for transfers?
You can add an external account for transfers to/from your Vista Bank account(s) by selecting ‘Transfer Funds’ in the top-right of your screen in Online Banking, then click the ‘Transfer’ option on the "How do you want to send money?" screen. You can then add the account by authenticating with credentials or using micro deposits. If using the micro-deposit option, on the mobile app you can verify the micro-deposits by selecting ‘More’ in the bottom right, then selecting ‘Linked Accounts’. Under ‘External Accounts’ you will have the new relationship listed with blank spaces for the first amount and second amount. Once entered, selecting ‘Verify’ will complete the process. From Online Banking, you can click on your Name in the top right corner, then ‘Settings’ and ‘Link Accounts’.
Where should I expect to see my External Transfer?
If I've forgotten my password for Online or Mobile Banking, how can I reset it?
We now provide a self-service password reset feature in online and mobile banking that will make it faster and more convenient to securely reset your password. You can also call our Client Services and Solutions team at 877.88VISTA.
How do I establish Alerts?
To set up alerts in Online Banking, click "Manage your security alerts" in the Tools section in the navigation menu on the left side of the screen. In the Settings menu that appears, click the "Alerts" tab. If on a mobile device select ‘More’ and then ‘Alerts’.
How do I lock my debit card if I misplace it?
If your card has been lost or stolen, please call your local banking center or our Client Services and Solutions team at 877.888.4782. and choose option 7.
You can also log in to Online or Mobile Banking to lock your card. In Online Banking, click the 'Cards' option on the left side of the screen and you will see the cards tied to your account. Click the 'Freeze card' button to lock your card.

How do I change my Username?
You can easily change your Username/Password and update your Email Address/Phone Number by clicking the ‘Settings’ (gear icon in the top right corner) then ‘Profile’ in online banking or by clicking ‘More’, then ‘Profile’ in the mobile banking app.
I'm a Small Business User, how do I toggle between accounts?
We provide the ability to link your personal and business profiles together for easy connectivity. When you login to online banking, select ‘Remember This Device’ then select your name in the top right corner of the screen. Select ‘Link another profile’ and be directed to login to the other profile(s) you access. You will be prompted with a onetime security code to complete the linking process. You can then simply select your name in the top right corner and see a breakdown of any linked profiles.
How do I use online Bill Pay?
How do I cancel a bill payment?
From the ‘Pending Payments’ section on the Bill Payments page, click ‘Cancel’ for the appropriate payment, if it has not yet been sent. The ‘Cancel Payment?’ Window will appear. Click ‘Cancel Payment’ to complete cancelling your payment.
How do I set up recurring or scheduled transfers?
How do I add an External Transfer account?
You have the option to instantly add or manually add an external account to your profile in either online banking or the mobile app. If you do not see your bank on the list, you will need to add using the manual process. If adding manually, you will need to verify micro-deposits under ‘Settings’ then ‘Linked Accounts’.
Can I login using fingerprint or facial recognition on the Mobile Banking app?
Yes, if your phone supports fingerprint or facial recognition such as Touch ID/Face ID, you can enable in the app, by logging in, selecting ‘More’, then under ‘Login & Security’ you can unlock with either your fingerprint or facial recognition.